If you are reading this article, then you or your loved one must be involved in a personal injury claim. In case, if you have already called your insurance company, then you can assess the outcome by reading this article. Avoid talking to your insurance company;you can prevent yourself from being getting a lesser amount of settlement than what you actually deserve.
Take note that insurance company is a business that gains profit by collecting a regular amount from you and will lose money whenever they pay your medical bills and settlements. They have been in the industry for years and they already mastered how to run their business more advantageously. Here is some of the tricks most insurance companies play to reduce their liability with your claims:
They will take your word against you. This is the reason why you should:
Ask for any phone conversation not to be recorded whenever you call your insurance. It can be used as evidence against you.
Be objective and don’t state anything that would make you look “at fault”. Don’t be too descriptive and avoid sharing your thoughts and emotions when the accident happened. It might make them think you are at fault for not being “focused” or for being “absent-minded”.
They will value your settlement lower than what you ask/need. They will provide you their own “reasonable and customary” amount which is actually less than what you need. They will try to offer a low settlement the soonest time possible and ask you to sign a document that will waive further liabilities on your case. You should:
Not accept early settlements. This might be tempting for some, especially for those who urgently needs to settle their bills.
Not sign any documents. The waiver may be written such fine prints that may be easy for anyone to miss. The rule of the thumb is not to sign any documents at all. The best bet that you would have is to hire a personal injury attorney that will take care of the deal for you.
There may be many tricks in the book that an established company has already looked into in their years in the industry. You don’t have a stand against big names if you will not hire an aggressive and expert personal injury lawyer. If you don’t have anything in mind yet, you can never go wrong with Pacific Attorney Group. They have been in the industry for over 40 years and offers free case evaluation.
Personal injury law in California has several intricacies, such as:
For most injuries, plaintiffs have two years from the date of the injury in which to file a claim. If your claim is against a city, county or state government agency, this time period, called a statute of limitations, is only six months. There are also strict procedural rules that need to be followed.
California is a shared fault state. This means that if you are at least partially to blame for the accident that caused your injury, your compensation may be reduced accordingly.
The Pacific Attorney group based in California is here to help you out. With the team’s vast experience in personal injury accidents, getting your claims for you is almost a sure thing. You also do not have to worry about payment because they offer free consultations and you do not pay until you have gotten your claims.
